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Board Certified Bankruptcy Attorney

Clearwater Consumer Bankruptcy Attorney

Largo Florida Chapter 7 Bankruptcy Attorney

Insolvent consumer debtors desire is to be washed clear of their debts. Especially since the 2005 Bankruptcy Reform Laws came into effect, not every qualifies.

I'm Largo, Florida, Chapter 7 bankruptcy attorney Daniel J. Herman ESQ. At Daniel J. Herman ESQ, I help potential clients determine whether they are a candidate to file bankruptcy at all, and if so which type of bankruptcy is best considering case circumstances. In my more than 25 years of experience, I've gained a reputation as a debtor's attorney committed to getting honest people out of debt and onto a fresh start.

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Commercial Bankruptcy

Summaries of Bankruptcy Chapter 7, 13, 11


Complex & Unusual Cases

Consultation Process

Contact a Pinellas County bankruptcy attorney for compassionate, caring counseling for your personal bankruptcy matter involving the following:

  • Chapter 7 Bankruptcy (Liquidation) liquidates debtor's property to pay off creditors and discharge debtor from other debts.

  • Chapter 13 Bankruptcy (Reorganization) allows a wage-earning debtor additional time to pay off creditors. Small business owners with certain debt levels also can reorganize under Chapter 13 more simply and cost-effectively than under traditional Chapter 11 Business Reorganization.

Federal income taxes may be discharged under Chapter 13 bankruptcy, or it allows for desirable repayment plans. Chapter 13 Bankruptcy is designed to stop home foreclosure, allowing homeowners 5 years to catch up to their mortgage. It also allows filers to keep non-exempt property.

When you face individual debt problems, contact a Seminole, Florida, Chapter 13 bankruptcy lawyer.

Bankruptcy Disclaimer: The services or benefits provided are with respect to bankruptcy relief under Title 11 of the U.S. Bankruptcy Code. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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200 Clearwater-Largo
Road South
Largo, FL 33770-1330
Phone: 727-584-8161
Fax: 727-586-5813
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